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When changing careers there is more than just your work to consider, there are also your benefits – and particularly your pension funding. Your retirement funding is the best way to save money; it’s a disciplined, cost-efficient structure that provides valuable tax benefits. So when moving from one company to another, or even to your own business, you would have to consider what you might be losing, but also the best way to ensure you don’t lose out on those important contributions.
For some people insurance is a complicated necessity and they keep their contributions to a minimum. Others over compensate and tend to insure everything landing up with sometimes more than one life insurance, as well as some unnecessary ones such as: flight insurance, insurance on outstanding credit card balances, or insurance on appliances.
However, a good balance is to look at those insurances that, depending on your occupation and lifestyle, have real value in today’s modern world. There are five insurances you should carry to ensure peace of mind and compensation for life’s more likely events.
Verifi was launched by Springpoint Finance, a national independent brokerage, specialising in tailormade long-term insurance and wealth management.
We developed Verifi.co.za as a unique and completely FREE online tool to assist us with ascertaining our client’s needs from the get-go, allowing our capable team of telephonic Financial Advisors to review, advise on and identify the best possible portfolio, based on the individual needs of our clients.
Life insurance is more about security for your family than building wealth. Depending on your circumstances, it makes sense to include…