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Life Insurance: don’t muddle through misconceptions
Life insurance is not usually a hot conversation topic. It’s rather like a vaccination – you know you’ve got to have it, but you don’t bother to talk about it. And yet without it, your family could face financial ruin.
As ek maar net geweet het…
”Ek is in 2010 getroud met *Sumari. Dit was ons beide se tweede huwelike. Ons was finansieël onafhanklik van mekaar en het nie insae in mekaar se bankrekeninge gehad nie. Ons was beide 41 en het nie gedink dis dringend om na polisse en testamente te kyk nie, totdat sy kritiek in die hospitaal beland het vir drie maande.
Understanding Endowment Policies
An endowment policy is essentially a life insurance policy. However, it is the savings component that is usually top of mind rather than any coverage for death. The policyholder saves regularly through a controlled premium, and is able to realise a lump sum on the maturity date, provided of course, he or she has not died. In this way, endowment plans offer a disciplined way of saving money for future financial needs.